a financing structure adapted to the asset and investment strategy
Real estate financing becomes especially relevant when a real estate asset or portfolio requires external debt financing.
Typical situations include:
Our real estate financing expertise is relevant for a broad range of clients, including:
It applies across asset classes, including residential, office, retail, logistics and mixed-use.
Collaborating with Ernest Partners is generally meaningful for financing needs starting from around €3 million, where independent advisory adds clear value in lender access, structuring and negotiation.
Ernest Partners analyses the asset, the ownership structure and the client’s financing objectives.
We determine the appropriate financing structure, including leverage level, maturity, repayment profile and security package. We prepare a clear and comprehensive financing presentation for lenders.
We approach a targeted selection of banks, debt funds, family offices and other real estate lenders from our active network. We manage the process, compare indicative offers and support the client in selecting the right financing partner.
We assist in negotiating term sheets and financing documentation until closing.
We work in three main phases: analysis, pitching and closing.
We review the asset, the business plan, the financial projections and the existing financing structure.
We assess the most appropriate financing structure based on the asset profile, cash flow generation and the client’s objectives. Where needed, we build or refine the financial model to support the financing request.
Based on this analysis, we also prepare the financing materials and presentation, including the asset, business plan, financial projections, financing need, key risks and the actions taken to mitigate them.
A structured real estate financing process gives the client access to the right lenders and improves the quality of the financing outcome.
The main results are:
Ernest Partners works side by side with clients throughout the process, from initial analysis to the final outcome.
Our team combines financial expertise with hands-on experience. We help clients understand their financial position, identify where improvements are possible and take the right steps towards the appropriate financing solution.
Raising €24 million in Holding and Senior Debt to refinance existing debt and fund further growth of an impact-focused real estate portfolio.
Ernest Partners served as financial advisor to Immobilière Belle-Vue de l’Abbaye, structuring the financing and the pitch for the project and securing the funding.
After a thorough analysis of the business, advising the shareholder of the company on a bank refinancing, preparing the development of the activity
Have a question or want to discuss a financing challenge? Send us a message and we will get back to you as soon as possible.